Home › Countries › United Kingdom › Tide › Statement to Xero
Based in London, United Kingdom, Tide provides statements to its customers as PDF documents in online banking. Upload the statement PDF below and download a Xero-ready CSV (Date, Amount, Payee, Description) — extracted, normalized and reconciled first.
Privacy: uploaded files and generated exports are stored only briefly to complete your download and are automatically deleted within 15 minutes. Files are never used for any other purpose.
Converting for Xero means the Tide transactions arrive in Xero's own statement format: one row per transaction, amounts signed the way Xero wants them, ready to upload against the matching bank account in the ledger.
The main use is bookkeepers standardizing client statements into one import shape. Statements from United Kingdom banks print dates as day/month/year — 03/04/2026 means 3 April 2026 and amounts with a comma for thousands and a point for decimals (1,234.56) — the converter's locale-aware reader handles that layout, and then the reconciliation check proves the result: the extracted transactions must add up to the balances printed on the statement itself, or the conversion is flagged.
Trust in the output comes from the statement's own arithmetic. Tide prints balances that its transaction list must sum to; the converter repeats that sum independently on the extracted data. A dropped row, a duplicated row or a misread digit breaks the chain and is flagged at the row where it breaks, with the expected and printed balances shown side by side.
Read a Tide statement as three zones. The header zone names the account and the period — check those first, because a wrong-period PDF converts beautifully and reconciles against the wrong month. The middle zone is the transaction list itself. Second, glance at the statement's own subtotals before converting: section totals for deposits, withdrawals and fees are free checkpoints that tell you where a flagged difference is likely to live.
In United Kingdom, bookkeepers commonly work in Xero, Sage, QuickBooks and FreeAgent; the Excel and CSV exports from this converter are the files those tools import, and the Xero export is laid out for direct import where the tool accepts it.
A workable rhythm: download the month's PDF the day the period closes, convert it, read the reconciliation verdict, then import. Months proven in order chain together — each closing balance becomes the next month's opening — so a difference is always owned by exactly one month.
In Xero, upload the file against the bank account whose statement it came from, and let Xero's import preview show you the first and last lines before you confirm: they should match the statement's period exactly. A wrong-account upload is the one error the preview exists to catch.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Tip: download statements as the periods close rather than in a year-end scramble; portals sometimes archive older periods behind request forms.
Get the PDF from Tide's statements area, upload it here, and download the converted a Xero-ready CSV (Date, Amount, Payee, Description). The converter reads the transactions, standardizes the columns and verifies the totals against the statement before the file is ready.
Like most banks in United Kingdom, Tide prints dates as day/month/year — 03/04/2026 means 3 April 2026 and amounts with a comma for thousands and a point for decimals (1,234.56). Conversion normalizes dates to an unambiguous form in the output while leaving the figures themselves untouched.
Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.
Scan the statement as flat and straight as you can and upload the scan. OCR reads it, and the reconciliation check verifies the read against the printed balances; rows it cannot verify are flagged for a manual look.
That depends on the bank's portal — most keep at least a year of PDFs online, and older periods can usually be requested. However far back you go, download each period as its own PDF.
The QuickBooks and Xero exports are laid out in the column order those tools import. The plain CSV and Excel exports suit everything else, including spreadsheet review before import.
Yes — it is one of the strongest checks available. The converter walks the extracted amounts against the printed running balance row by row, so a single dropped or duplicated transaction is pinpointed instead of merely suspected.
Convert them separately and import only one version of the overlap. Banks occasionally reissue a corrected statement for a period; the later issue supersedes the earlier, and importing both would double the shared days.
No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.
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Back to the Tide statement converter hub or the United Kingdom bank directory. Other United Kingdom banks: Barclays statement to Xero · HSBC UK statement to Xero · Lloyds Bank statement to Xero · NatWest statement to Xero
Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.