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Convert your Tide statement to OFX

Based in London, United Kingdom, Tide provides statements to its customers as PDF documents in online banking. Upload the statement PDF below and download an OFX-formatted export of the statement's transactions — extracted, normalized and reconciled first.

Drag & drop statement PDFs hereor tap to choose files — multiple PDFs for batch mode

Privacy: uploaded files and generated exports are stored only briefly to complete your download and are automatically deleted within 15 minutes. Files are never used for any other purpose.

Tide statements to OFX: what you get

This .ofx file carries the reconciled Tide transactions in standard OFX structure — the format to choose when your software's import menu lists OFX, QFX or 'bank statement file' rather than CSV.

The main use is desktop accounting and personal-finance software that imports OFX or QFX. Statements from United Kingdom banks print dates as day/month/year — 03/04/2026 means 3 April 2026 and amounts with a comma for thousands and a point for decimals (1,234.56) — the converter's locale-aware reader handles that layout, and then the reconciliation check proves the result: the extracted transactions must add up to the balances printed on the statement itself, or the conversion is flagged.

Reconciliation is what separates conversion from copying. Once the Tide transactions are extracted, the converter replays them: opening balance plus each row in turn must reproduce every printed running balance and land exactly on the closing figure. A conversion only reports as reconciled when both tests agree to the cent — and when they do, the figures have been proven against the bank's own document, not merely read from it.

Read a Tide statement as three zones. The header zone names the account and the period — check those first, because a wrong-period PDF converts beautifully and reconciles against the wrong month. The middle zone is the transaction list itself. Second, glance at the statement's own subtotals before converting: section totals for deposits, withdrawals and fees are free checkpoints that tell you where a flagged difference is likely to live.

In United Kingdom, bookkeepers commonly work in Xero, Sage, QuickBooks and FreeAgent; the Excel and CSV exports from this converter are the files those tools import, and the Xero export is laid out for direct import where the tool accepts it.

Working from Tide statements as a bookkeeper

Ask clients for the issued PDFs rather than portal screenshots or spreadsheet exports. The PDF is the only version that carries the balances the check needs, and a folder of monthly PDFs plus their conversion results is an audit trail that assembles itself.

Before you use the file

Import the OFX file into a copy or a test account first if your software allows it: OFX imports typically cannot be undone in bulk, and a thirty-second trial shows whether the date range and account mapping are right before the real ledger takes the file.

How to download a statement PDF from Tide

  1. Sign in to Tide online banking. Open the Tide app or website and sign in. Statement PDFs sit behind the login — there is no public download.
  2. Pick the account and the month. Statements usually live under the account menu, labelled Statements, Documents, or eStatements, depending on the bank.
  3. Set the period you are converting. Recent periods are usually listed first; older ones may sit behind a date-range search or an archive request.
  4. Save the PDF, do not screenshot it. Use the Download / Download PDF option. If only a print view is offered, print the statement to PDF from the browser.
  5. Upload the PDF here. Add the file to the converter on this page. You can add several statement PDFs at once for batch conversion.

These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.

Tip: download statements as the periods close rather than in a year-end scramble; portals sometimes archive older periods behind request forms.

Questions and answers

How do I convert a Tide statement to OFX?

Save the statement as a PDF from Tide online banking, add it to the converter above, and take the an OFX-formatted export of the statement's transactions it produces. Extraction, column normalization and the reconciliation check all happen before the download is offered.

What date and number formats do Tide statements use?

Like most banks in United Kingdom, Tide prints dates as day/month/year — 03/04/2026 means 3 April 2026 and amounts with a comma for thousands and a point for decimals (1,234.56). Conversion normalizes dates to an unambiguous form in the output while leaving the figures themselves untouched.

What does the reconciliation check do?

Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.

Does the converter work with Tide credit-card statements?

Yes. Credit-card statements use a Previous Balance / New Balance layout, which the converter reads as well; purchases are positive and payments are negative, and the same totals check applies.

What columns does the converted file have?

Date, Description, Amount, Debit, Credit and Balance — the same normalized columns for every bank, so a Tide file and a file from any other bank in United Kingdom can be imported and reviewed the same way.

What happens if my Tide statement does not reconcile?

The conversion is flagged, and the rows whose running balance disagrees with the statement are marked with the expected and printed figures. Nothing is silently adjusted — you see exactly where the statement and the extraction part company.

Can I convert a scanned Tide statement?

Yes. Scans and photo-based PDFs are read with OCR and marked as OCR-extracted. The reconciliation check applies identically; on a poor scan it is the check that tells you whether the read can be trusted.

Do I need an account to convert a Tide statement?

No. There is no sign-up: upload the PDF, check the reconciliation result, download the file. Uploaded files and exports are deleted automatically within 15 minutes.

Are my statement files kept?

No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.

Other formats for Tide statements

Tide statement to Excel

Convert the same Tide statement PDF to Excel instead.

Tide statement to CSV

Convert the same Tide statement PDF to CSV instead.

Tide statement to Xero

Convert the same Tide statement PDF to Xero instead.

Back to the Tide statement converter hub or the United Kingdom bank directory. Other United Kingdom banks: Barclays statement to OFX · HSBC UK statement to OFX · Lloyds Bank statement to OFX · NatWest statement to OFX

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Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.

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