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Convert your IMB Bank statement to Xero

Based in Wollongong, Australia, IMB Bank provides statements to its customers as PDF documents in online banking. Upload the statement PDF below and download a Xero-ready CSV (Date, Amount, Payee, Description) — extracted, normalized and reconciled first.

Drag & drop statement PDFs hereor tap to choose files — multiple PDFs for batch mode

Privacy: uploaded files and generated exports are stored only briefly to complete your download and are automatically deleted within 15 minutes. Files are never used for any other purpose.

IMB Bank statements to Xero: what you get

This export translates the IMB Bank statement into Xero's import layout, so the manual journals and spreadsheet surgery a raw PDF usually forces are unnecessary — upload, check the preview, reconcile in Xero as usual.

The main use is accounts whose feed is delayed, duplicated or broken. Statements from Australia banks print dates as day/month/year — 03/04/2026 means 3 April 2026 and amounts with a comma for thousands and a point for decimals (1,234.56) — the converter's locale-aware reader handles that layout, and then the reconciliation check proves the result: the extracted transactions must add up to the balances printed on the statement itself, or the conversion is flagged.

The check itself is simple arithmetic, applied without exception: add the opening balance to every extracted transaction and compare the result with the closing balance printed on the IMB Bank statement, then walk the running balances row by row. A dropped row, a duplicated row or a misread digit breaks the chain and is flagged at the row where it breaks, with the expected and printed balances shown side by side.

Two habits make IMB Bank statements easier to work with. First, convert the issued PDF rather than a portal screen print — print views paginate differently and can drop the balance lines the check needs. In a sectioned layout — deposits, then withdrawals, then fees — compare section totals first. Knowing which layout you hold tells you where to look before the marked rows even load.

In Australia, bookkeepers commonly work in Xero, MYOB and QuickBooks; the Excel and CSV exports from this converter are the files those tools import, and the Xero export is laid out for direct import where the tool accepts it.

Keeping evidence with the conversion

File three things together for every {bank} month: the statement PDF, the converted file, and the reconciliation outcome. Anyone reviewing the work later — a partner, an auditor, a tax adviser — can re-perform the month from that trio without asking you anything.

Before you use the file

Xero computes its own running totals from imported lines, so judge the import by transaction count and period totals against the statement — both are in the converter's result — rather than by expecting a balance column in the file.

How to download a statement PDF from IMB Bank

  1. Sign in and open the right account. Statements downloaded from the bank's own portal are the document of record. Avoid email forwards and re-saved copies where you can.
  2. Open the account and find Statements or Documents. Statements are per account and per period. Convert each account separately so balances never blur together.
  3. Download the periods you need. Recent periods are usually listed first; older ones may sit behind a date-range search or an archive request.
  4. Download or print to PDF. Do not annotate, merge or reprint the file before converting — the reader works best on the document exactly as issued.
  5. Upload the PDF here. Drop the file into the converter above. Batch mode accepts the whole set of periods in one upload.

These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.

Tip: keep the downloaded PDFs in a folder named by account and month. A tidy folder makes batch conversion and later review almost mechanical.

Questions and answers

How do I convert a IMB Bank statement to Xero?

Save the statement as a PDF from IMB Bank online banking, add it to the converter above, and take the a Xero-ready CSV (Date, Amount, Payee, Description) it produces. Extraction, column normalization and the reconciliation check all happen before the download is offered.

What date and number formats do IMB Bank statements use?

IMB Bank statements generally print dates as day/month/year — 03/04/2026 means 3 April 2026 and amounts with a comma for thousands and a point for decimals (1,234.56). The converter reads the figures as printed and normalizes the output columns the same way for every bank.

What does the reconciliation check do?

Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.

What if two IMB Bank statements cover overlapping days?

Convert them separately and import only one version of the overlap. Banks occasionally reissue a corrected statement for a period; the later issue supersedes the earlier, and importing both would double the shared days.

Can I convert a full year of IMB Bank statements at once?

Yes. Download each month as its own PDF and upload them together — batch mode converts them in one run and, in Excel, adds a combined sheet. Each statement is still reconciled separately, because balances are per statement.

Does the converter work with IMB Bank credit-card statements?

Yes. Credit-card statements use a Previous Balance / New Balance layout, which the converter reads as well; purchases are positive and payments are negative, and the same totals check applies.

What columns does the converted file have?

Date, Description, Amount, Debit, Credit and Balance — the same normalized columns for every bank, so a IMB Bank file and a file from any other bank in Australia can be imported and reviewed the same way.

What happens if my IMB Bank statement does not reconcile?

The conversion is flagged, and the rows whose running balance disagrees with the statement are marked with the expected and printed figures. Nothing is silently adjusted — you see exactly where the statement and the extraction part company.

Are my statement files kept?

No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.

Other formats for IMB Bank statements

IMB Bank statement to Excel

Convert the same IMB Bank statement PDF to Excel instead.

IMB Bank statement to CSV

Convert the same IMB Bank statement PDF to CSV instead.

IMB Bank statement to OFX

Convert the same IMB Bank statement PDF to OFX instead.

Back to the IMB Bank statement converter hub or the Australia bank directory. Other Australia banks: Commonwealth Bank statement to Xero · NAB statement to Xero · Westpac statement to Xero · ANZ statement to Xero

Bank statements in. Clean books out.

Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.

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