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Some statements arrive as scans or photos — image PDFs with no text layer. The converter reads those with OCR and runs the same reconciliation check on the result.
When an uploaded PDF has no readable text layer, the converter renders each page and reads it with optical character recognition (OCR), then extracts transactions from the recognized text using the same layout logic as for digital PDFs. The result is marked as OCR-extracted.
OCR can misread characters, especially digits. That is exactly why the extracted transactions are reconciled against the balances printed on the statement: if the OCR output does not add up to the statement's own totals, the conversion is flagged and the mismatched rows are marked instead of being passed off as correct. Always review flagged rows against the scan.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Look at the flagged rows first — a misread digit in an amount or balance is the usual cause. A flatter, higher-resolution scan (300 dpi, straight pages) also improves OCR accuracy.
Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.
No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.
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Your first conversion is free — no card, no sign-up — and every result is reconciled against the statement itself before you download it.