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Everything starts with the PDF. Here is where Polish & Slavic Federal Credit Union keeps its statements, how far back the archive reaches, and how to pull exactly the months you need.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
A month can be missing from an online archive for mundane reasons: the account opened or closed mid-cycle, the period statemented quarterly, or the document sits under a combined-statement view rather than the single account. Before concluding the month does not exist, check the neighbouring statements — if their balances chain across the gap, the period is covered by them. What genuinely cannot be downloaded can be requested as research copies from the bank.
Credit unions statement the membership, not just the account: a Polish & Slavic Federal Credit Union statement typically combines share savings, checking and sometimes loan activity in one document, opening with a summary of each account. When you convert, treat each account's section as its own statement — each carries its own balances and its own check. Members whose only account is a share savings account may be statemented quarterly rather than monthly, which matters when you are chaining a year together. As a credit union, Polish & Slavic Federal Credit Union statements the membership rather than a single account: share savings, checking and sometimes loan activity are commonly combined in one document, opening with a summary of each account. From its headquarters in Brooklyn, New York, Polish & Slavic Federal Credit Union issues statements per account and per period through online banking.
Online access usually ends when an account closes, and with it the self-serve archive. Former customers can typically still obtain statement copies by request — expect identity verification and a research turnaround rather than an instant download. Order them before the cleanup deadline, not during it. When the copies arrive as paper or scans, they convert through the OCR route and are reconciled against their printed balances like any other statement.
Closed-account statements usually require a direct request to the bank, since online access often ends at closure. The PDFs or scans they provide convert the same way.
Yes — that is the normal flow. Download the PDFs and send them as issued; your bookkeeper converts and verifies them. Never send online banking passwords; statements are all a bookkeeper needs from the bank.
Both. The PDF is the record; the converted Excel or CSV is the working file. Sending the pair means any figure can be traced back to the bank's own document in one step.
Some relationships offer combined statements covering several accounts in one PDF. Download it once, then convert each account's section separately so every account keeps its own balance check.
Thirteen per account: the twelve months of the year plus the December statement before it, whose closing balance proves the year's opening figure. Add any account that was open for part of the year, including ones closed mid-year.
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Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.