BCU, a credit union based in Vernon Hills, Illinois, provides statements to its members in PDF form through its online banking portal. This page covers getting the statement PDF out of BCU — where it lives, which periods you can get, and what to do with it next.
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These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Not everything statements monthly. Savings-only and some member accounts may statement quarterly, and some banks issue combined statements that cover several accounts in one PDF. A combined document converts account by account — each account's section has its own balances — so download it once and convert each account's pages as its own statement.
Credit unions statement the membership, not just the account: a BCU statement typically combines share savings, checking and sometimes loan activity in one document, opening with a summary of each account. When you convert, treat each account's section as its own statement — each carries its own balances and its own check. Members whose only account is a share savings account may be statemented quarterly rather than monthly, which matters when you are chaining a year together. A BCU statement typically opens with a per-account summary, then lists each account's transactions in date order with its own balances — members with only a share savings account may be statemented quarterly. BCU (Vernon Hills, Illinois) files its statements in the documents area of online banking, organized by account and closing date.
Online access usually ends when an account closes, and with it the self-serve archive. Former customers can typically still obtain statement copies by request — expect identity verification and a research turnaround rather than an instant download. Order them before the cleanup deadline, not during it. When the copies arrive as paper or scans, they convert through the OCR route and are reconciled against their printed balances like any other statement.
Online archives typically cover several years. For older periods, request research copies from the bank — paper or scanned copies convert through OCR with the same balance check.
Yes — that is the normal flow. Download the PDFs and send them as issued; your bookkeeper converts and verifies them. Never send online banking passwords; statements are all a bookkeeper needs from the bank.
Usually the download was interrupted, or the file is a print-view export rather than the issued PDF. Re-download from the statements area; if the bank offers both a print and a PDF option, take the PDF.
Many banks offer a transaction download in CSV or OFX alongside the PDF statements. That covers recent activity, but the PDF statement remains the document with balances — the thing reconciliation is checked against.
Some relationships offer combined statements covering several accounts in one PDF. Download it once, then convert each account's section separately so every account keeps its own balance check.
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Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.