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Based in London, United Kingdom, Kroo provides statements to its customers as PDF documents in online banking. Convert Kroo statement PDFs to Excel, CSV or an accounting format — with a reconciliation check on every conversion.
For catch-up bookkeeping, where a year of statements needs sorting before import.
For moving figures between systems that do not share a native format.
For rebuilding history in software after a bank feed has lapsed.
For catch-up work in Xero, uploading missing months in order.
Statements from United Kingdom banks print dates as day/month/year — 03/04/2026 means 3 April 2026 and amounts with a comma for thousands and a point for decimals (1,234.56) — the converter's locale-aware reader handles that layout, and then the reconciliation check proves the result: the extracted transactions must add up to the balances printed on the statement itself, or the conversion is flagged.
The check itself is simple arithmetic, applied without exception: add the opening balance to every extracted transaction and compare the result with the closing balance printed on the Kroo statement, then walk the running balances row by row. Passing both checks is the only route to a reconciled result; there is no partial pass and no silent correction. What cannot be proven is labelled, never smoothed over.
A Kroo statement's layout decides how differences behave. In a chronological layout with a running balance, a single dropped row shifts every later balance, which makes it easy to spot. Second, glance at the statement's own subtotals before converting: section totals for deposits, withdrawals and fees are free checkpoints that tell you where a flagged difference is likely to live.
In United Kingdom, bookkeepers commonly work in Xero, Sage, QuickBooks and FreeAgent; the Excel and CSV exports from this converter are the files those tools import, and the Xero export is laid out for direct import where the tool accepts it.
Ask clients for the issued PDFs rather than portal screenshots or spreadsheet exports. The PDF is the only version that carries the balances the check needs, and a folder of monthly PDFs plus their conversion results is an audit trail that assembles itself.
The Kroo PDF is a document; each export is a tool. Excel is for looking — pivoting, filtering, checking. CSV is for moving — the neutral shape every system accepts. The QuickBooks and Xero files are for filing straight into the ledger, and OFX is for software that speaks in structured bank files. Downloading two formats for the same statement is normal practice, not duplication: one for the working papers, one for the books.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Tip: a statement that covers a partial period (account opened or closed mid-month) still converts and reconciles; its balances simply anchor a shorter chain.
Save the statement as a PDF from Kroo online banking, add it to the converter above, and take the an Excel (.xlsx) workbook it produces. Extraction, column normalization and the reconciliation check all happen before the download is offered.
Like most banks in United Kingdom, Kroo prints dates as day/month/year — 03/04/2026 means 3 April 2026 and amounts with a comma for thousands and a point for decimals (1,234.56). Conversion normalizes dates to an unambiguous form in the output while leaving the figures themselves untouched.
Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.
Scan the statement as flat and straight as you can and upload the scan. OCR reads it, and the reconciliation check verifies the read against the printed balances; rows it cannot verify are flagged for a manual look.
That depends on the bank's portal — most keep at least a year of PDFs online, and older periods can usually be requested. However far back you go, download each period as its own PDF.
The QuickBooks and Xero exports are laid out in the column order those tools import. The plain CSV and Excel exports suit everything else, including spreadsheet review before import.
Yes — it is one of the strongest checks available. The converter walks the extracted amounts against the printed running balance row by row, so a single dropped or duplicated transaction is pinpointed instead of merely suspected.
Convert them separately and import only one version of the overlap. Banks occasionally reissue a corrected statement for a period; the later issue supersedes the earlier, and importing both would double the shared days.
No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.
Your first conversion is free — no card, no sign-up — and every result is reconciled against the statement itself before you download it.