Home › Countries › United Kingdom › Capital on Tap › Statement to OFX
Based in London, United Kingdom, Capital on Tap provides statements to its customers as PDF documents in online banking. Upload the statement PDF below and download an OFX-formatted export of the statement's transactions — extracted, normalized and reconciled first.
Privacy: uploaded files and generated exports are stored only briefly to complete your download and are automatically deleted within 15 minutes. Files are never used for any other purpose.
Converting to OFX turns the Capital on Tap PDF into a machine-readable statement file: the same transactions, in the tagged format that personal-finance and legacy accounting applications expect when a direct bank feed is not available.
The main use is any workflow that asks for a 'bank statement file' rather than a spreadsheet. Statements from United Kingdom banks print dates as day/month/year — 03/04/2026 means 3 April 2026 and amounts with a comma for thousands and a point for decimals (1,234.56) — the converter's locale-aware reader handles that layout, and then the reconciliation check proves the result: the extracted transactions must add up to the balances printed on the statement itself, or the conversion is flagged.
Every Capital on Tap conversion is audited by the document it came from. The extracted transactions are totalled against the printed opening and closing balances and checked row by row against the running balance column where one is printed. Passing both checks is the only route to a reconciled result; there is no partial pass and no silent correction. What cannot be proven is labelled, never smoothed over.
Read a Capital on Tap statement as three zones. The header zone names the account and the period — check those first, because a wrong-period PDF converts beautifully and reconciles against the wrong month. The middle zone is the transaction list itself. The closing zone carries the balances and any fees or interest summaries; it is the closing zone the reconciliation check answers to, and the first place to look when a conversion is flagged.
In United Kingdom, bookkeepers commonly work in Xero, Sage, QuickBooks and FreeAgent; the Excel and CSV exports from this converter are the files those tools import, and the Xero export is laid out for direct import where the tool accepts it.
A workable rhythm: download the month's PDF the day the period closes, convert it, read the reconciliation verdict, then import. Months proven in order chain together — each closing balance becomes the next month's opening — so a difference is always owned by exactly one month.
OFX files carry no opening-balance field your software will trust blindly — check the account's starting figure in the software against the statement's opening balance before reconciling, so the import builds on the same anchor the conversion check used.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Tip: download statements as the periods close rather than in a year-end scramble; portals sometimes archive older periods behind request forms.
Get the PDF from Capital on Tap's statements area, upload it here, and download the converted an OFX-formatted export of the statement's transactions. The converter reads the transactions, standardizes the columns and verifies the totals against the statement before the file is ready.
Capital on Tap statements generally print dates as day/month/year — 03/04/2026 means 3 April 2026 and amounts with a comma for thousands and a point for decimals (1,234.56). The converter reads the figures as printed and normalizes the output columns the same way for every bank.
Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.
Yes. Download each month as its own PDF and upload them together — batch mode converts them in one run and, in Excel, adds a combined sheet. Each statement is still reconciled separately, because balances are per statement.
Yes. Credit-card statements use a Previous Balance / New Balance layout, which the converter reads as well; purchases are positive and payments are negative, and the same totals check applies.
Date, Description, Amount, Debit, Credit and Balance — the same normalized columns for every bank, so a Capital on Tap file and a file from any other bank in United Kingdom can be imported and reviewed the same way.
The conversion is flagged, and the rows whose running balance disagrees with the statement are marked with the expected and printed figures. Nothing is silently adjusted — you see exactly where the statement and the extraction part company.
Yes. Scans and photo-based PDFs are read with OCR and marked as OCR-extracted. The reconciliation check applies identically; on a poor scan it is the check that tells you whether the read can be trusted.
No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.
Convert the same Capital on Tap statement PDF to Excel instead.
Convert the same Capital on Tap statement PDF to CSV instead.
Convert the same Capital on Tap statement PDF to Xero instead.
Back to the Capital on Tap statement converter hub or the United Kingdom bank directory. Other United Kingdom banks: Barclays statement to OFX · HSBC UK statement to OFX · Lloyds Bank statement to OFX · NatWest statement to OFX
Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.