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Atom Bank is a bank based in Durham, United Kingdom. Its account statements are issued as PDFs through online and mobile banking. Upload the statement PDF below and download an Excel (.xlsx) workbook — extracted, normalized and reconciled first.
The .xlsx file carries the full Atom Bank statement in spreadsheet form: transactions in reading order, credits and debits in their own columns, the running balance preserved, and — when you convert several PDFs at once — one sheet per statement plus a combined sheet.
The main use is month-end review, analysis and any job that starts with 'get it into a spreadsheet'. Statements from United Kingdom banks print dates as day/month/year — 03/04/2026 means 3 April 2026 and amounts with a comma for thousands and a point for decimals (1,234.56) — the converter's locale-aware reader handles that layout, and then the reconciliation check proves the result: the extracted transactions must add up to the balances printed on the statement itself, or the conversion is flagged.
Reconciliation is what separates conversion from copying. Once the Atom Bank transactions are extracted, the converter replays them: opening balance plus each row in turn must reproduce every printed running balance and land exactly on the closing figure. A dropped row, a duplicated row or a misread digit breaks the chain and is flagged at the row where it breaks, with the expected and printed balances shown side by side.
Two habits make Atom Bank statements easier to work with. First, convert the issued PDF rather than a portal screen print — print views paginate differently and can drop the balance lines the check needs. A reconciliation difference is most often one of those large items — a duplicate, a drop, or a digit misread — and knowing the candidates in advance shortens the search considerably.
In United Kingdom, bookkeepers commonly work in Xero, Sage, QuickBooks and FreeAgent; the Excel and CSV exports from this converter are the files those tools import, and the Xero export is laid out for direct import where the tool accepts it.
A workable rhythm: download the month's PDF the day the period closes, convert it, read the reconciliation verdict, then import. Months proven in order chain together — each closing balance becomes the next month's opening — so a difference is always owned by exactly one month.
A converted workbook is a good place to code transactions: add your own category column beside the standard ones rather than editing descriptions, so the file can always be re-performed against the statement. Keep the summary block intact when you pass the file on — it is the evidence the figures were checked.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Tip: if the bank offers both a statement PDF and a transaction-list PDF, take the statement — it is the one carrying the balances the reconciliation check needs.
Download the statement PDF from Atom Bank online banking, upload it to the converter on this page, and download the an Excel (.xlsx) workbook. The transactions are extracted, put into the same standard columns used for every bank, and checked against the statement's balances first.
Like most banks in United Kingdom, Atom Bank prints dates as day/month/year — 03/04/2026 means 3 April 2026 and amounts with a comma for thousands and a point for decimals (1,234.56). Conversion normalizes dates to an unambiguous form in the output while leaving the figures themselves untouched.
Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.
Yes. Scans and photo-based PDFs are read with OCR and marked as OCR-extracted. The reconciliation check applies identically; on a poor scan it is the check that tells you whether the read can be trusted.
No. There is no sign-up: upload the PDF, check the reconciliation result, download the file. Uploaded files and exports are deleted automatically within 15 minutes.
The statement PDF. It is the issued document and it carries the opening and closing balances the reconciliation check verifies against; a portal CSV has the transactions but nothing to prove them against.
No. The converter changes layout, not currency: figures stay in £ exactly as Atom Bank printed them.
Yes — convert each account's statements separately so each one reconciles against its own balances, then combine the exports in your software if you need a single view.
No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.
Convert the same Atom Bank statement PDF to CSV instead.
Convert the same Atom Bank statement PDF to OFX instead.
Convert the same Atom Bank statement PDF to Xero instead.
Back to the Atom Bank statement converter hub or the United Kingdom bank directory. Other United Kingdom banks: Barclays statement to Excel · HSBC UK statement to Excel · Lloyds Bank statement to Excel · NatWest statement to Excel
Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.