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Banco Santander, based in Boadilla del Monte, Spain, delivers account statements as PDFs through its online banking portal. Upload the statement PDF below and download a CSV file — extracted, normalized and reconciled first.
The .csv download contains the complete Banco Santander statement as rows and columns of plain text: sortable in a spreadsheet, importable into accounting software, and diff-able in a way a PDF never is.
The main use is feeding scripts, databases and anything that reads delimited text. Statements from Spain banks print dates as day/month/year, often written day.month.year — 03.04.2026 means 3 April 2026 and amounts with points or spaces for thousands and a comma for decimals (1.234,56) — the converter's locale-aware reader handles that layout, and then the reconciliation check proves the result: the extracted transactions must add up to the balances printed on the statement itself, or the conversion is flagged.
Trust in the output comes from the statement's own arithmetic. Banco Santander prints balances that its transaction list must sum to; the converter repeats that sum independently on the extracted data. A conversion only reports as reconciled when both tests agree to the cent — and when they do, the figures have been proven against the bank's own document, not merely read from it.
Read a Banco Santander statement as three zones. The header zone names the account and the period — check those first, because a wrong-period PDF converts beautifully and reconciles against the wrong month. The middle zone is the transaction list itself. In a sectioned layout — deposits, then withdrawals, then fees — compare section totals first. Knowing which layout you hold tells you where to look before the marked rows even load.
In Spain, bookkeepers commonly work in Sage and Holded; the Excel and CSV exports from this converter are the files those tools import, and the CSV export is laid out for direct import where the tool accepts it.
A workable rhythm: download the month's PDF the day the period closes, convert it, read the reconciliation verdict, then import. Months proven in order chain together — each closing balance becomes the next month's opening — so a difference is always owned by exactly one month.
If your importer asks about delimiters and encoding, the answers are comma and UTF-8. Descriptions containing commas are quoted in the file, so a standards-compliant importer reads them as one field — if yours splits them, it is not reading the quoting, and its settings need adjusting.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Tip: keep the downloaded PDFs in a folder named by account and month. A tidy folder makes batch conversion and later review almost mechanical.
Download the statement PDF from Banco Santander online banking, upload it to the converter on this page, and download the a CSV file. The transactions are extracted, put into the same standard columns used for every bank, and checked against the statement's balances first.
Expect day/month/year, often written day.month.year — 03.04.2026 means 3 April 2026 dates and amounts with points or spaces for thousands and a comma for decimals (1.234,56) on a Banco Santander statement. The reader is locale-aware, so those conventions are handled rather than misread, and the output columns come out in the standard layout regardless.
Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.
The conversion is flagged, and the rows whose running balance disagrees with the statement are marked with the expected and printed figures. Nothing is silently adjusted — you see exactly where the statement and the extraction part company.
Yes. Scans and photo-based PDFs are read with OCR and marked as OCR-extracted. The reconciliation check applies identically; on a poor scan it is the check that tells you whether the read can be trusted.
No. There is no sign-up: upload the PDF, check the reconciliation result, download the file. Uploaded files and exports are deleted automatically within 15 minutes.
The statement PDF. It is the issued document and it carries the opening and closing balances the reconciliation check verifies against; a portal CSV has the transactions but nothing to prove them against.
No. The converter changes layout, not currency: figures stay in € exactly as Banco Santander printed them.
No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.
Convert the same Banco Santander statement PDF to Excel instead.
Convert the same Banco Santander statement PDF to OFX instead.
Back to the Banco Santander statement converter hub or the Spain bank directory. Other Spain banks: BBVA statement to CSV · CaixaBank statement to CSV · Banco Sabadell statement to CSV · Bankinter statement to CSV
Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.