Based in Singapore, Singapore, OCBC Bank provides statements to its customers as PDF documents in online banking. Upload the statement PDF below and download a Xero-ready CSV (Date, Amount, Payee, Description) — extracted, normalized and reconciled first.
Converting for Xero means the OCBC Bank transactions arrive in Xero's own statement format: one row per transaction, amounts signed the way Xero wants them, ready to upload against the matching bank account in the ledger.
The main use is getting statement lines into Xero when no live bank feed covers the account. Every conversion is checked against the statement itself: where the statement prints opening and closing (or running) balances, the extracted transactions must add up to them, or the conversion is flagged and the mismatched rows are marked. A statement whose layout the reader cannot parse is reported honestly — never passed off as converted.
The check itself is simple arithmetic, applied without exception: add the opening balance to every extracted transaction and compare the result with the closing balance printed on the OCBC Bank statement, then walk the running balances row by row. A dropped row, a duplicated row or a misread digit breaks the chain and is flagged at the row where it breaks, with the expected and printed balances shown side by side.
A OCBC Bank statement's layout decides how differences behave. In a chronological layout with a running balance, a single dropped row shifts every later balance, which makes it easy to spot. The closing zone carries the balances and any fees or interest summaries; it is the closing zone the reconciliation check answers to, and the first place to look when a conversion is flagged.
In Singapore, bookkeepers commonly work in Xero and QuickBooks; the Excel and CSV exports from this converter are the files those tools import, and the Xero export is laid out for direct import where the tool accepts it.
A workable rhythm: download the month's PDF the day the period closes, convert it, read the reconciliation verdict, then import. Months proven in order chain together — each closing balance becomes the next month's opening — so a difference is always owned by exactly one month.
Descriptions arrive in the Description field and counterparties in Payee, which is what makes Xero's find-and-match work well later. Avoid editing either before import; clean data categorizes faster than tidied data.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Tip: where the portal shows a 'final' or 'corrected' version of a statement, convert that one — reissued statements supersede the original figures.
Download the statement PDF from OCBC Bank online banking, upload it to the converter on this page, and download the a Xero-ready CSV (Date, Amount, Payee, Description). The transactions are extracted, put into the same standard columns used for every bank, and checked against the statement's balances first.
Expect the order printed on the statement itself dates and amounts with the grouping printed on the statement itself on a OCBC Bank statement. The reader is locale-aware, so those conventions are handled rather than misread, and the output columns come out in the standard layout regardless.
Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.
No. There is no sign-up: upload the PDF, check the reconciliation result, download the file. Uploaded files and exports are deleted automatically within 15 minutes.
The statement PDF. It is the issued document and it carries the opening and closing balances the reconciliation check verifies against; a portal CSV has the transactions but nothing to prove them against.
No. The converter changes layout, not currency: figures stay in $ exactly as OCBC Bank printed them.
Yes — convert each account's statements separately so each one reconciles against its own balances, then combine the exports in your software if you need a single view.
Scan the statement as flat and straight as you can and upload the scan. OCR reads it, and the reconciliation check verifies the read against the printed balances; rows it cannot verify are flagged for a manual look.
No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.
Convert the same OCBC Bank statement PDF to Excel instead.
Convert the same OCBC Bank statement PDF to CSV instead.
Convert the same OCBC Bank statement PDF to OFX instead.
Back to the OCBC Bank statement converter hub or the Singapore bank directory. Other Singapore banks: DBS Bank statement to Xero · UOB statement to Xero · Standard Chartered Singapore statement to Xero · Citibank Singapore statement to Xero
Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.