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Convert your OPay statement to OFX

Based in Lagos, Nigeria, OPay provides statements to its customers as PDF documents in online banking. Upload the statement PDF below and download an OFX-formatted export of the statement's transactions — extracted, normalized and reconciled first.

Drag & drop statement PDFs hereor tap to choose files — multiple PDFs for batch mode

Privacy: uploaded files and generated exports are stored only briefly to complete your download and are automatically deleted within 15 minutes. Files are never used for any other purpose.

OPay statements to OFX: what you get

OFX is the interchange format desktop accounting software was built around. This export writes the OPay transactions as an OFX file with statement and transaction structure intact, ready for the import routines in tools that accept .ofx or .qfx uploads.

The main use is older bookkeeping tools whose statement import predates CSV uploads. Every conversion is checked against the statement itself: where the statement prints opening and closing (or running) balances, the extracted transactions must add up to them, or the conversion is flagged and the mismatched rows are marked. A statement whose layout the reader cannot parse is reported honestly — never passed off as converted.

Trust in the output comes from the statement's own arithmetic. OPay prints balances that its transaction list must sum to; the converter repeats that sum independently on the extracted data. Agreement to the cent means the extraction matches the document. Disagreement means the conversion is flagged — the result says so plainly, with the differing rows marked.

Before converting, spend thirty seconds on the OPay document itself: confirm the period matches the month you are closing, note the opening and closing balances, and scan for the period's largest transactions. A reconciliation difference is most often one of those large items — a duplicate, a drop, or a digit misread — and knowing the candidates in advance shortens the search considerably.

In Nigeria, bookkeepers commonly work in Sage and QuickBooks; the Excel and CSV exports from this converter are the files those tools import, and the QuickBooks export is laid out for direct import where the tool accepts it.

Keeping evidence with the conversion

File three things together for every {bank} month: the statement PDF, the converted file, and the reconciliation outcome. Anyone reviewing the work later — a partner, an auditor, a tax adviser — can re-perform the month from that trio without asking you anything.

Before you use the file

If your software offers both OFX import and a live bank feed for the same account, use one or the other for a given period, never both: the same transactions arriving twice is the most common cause of a doubled month.

How to download a statement PDF from OPay

  1. Log in the way you normally bank. OPay customers with several accounts should download from each account separately — statements are issued per account.
  2. Go to the account, then its documents. Statements usually live under the account menu, labelled Statements, Documents, or eStatements, depending on the bank.
  3. Choose the statement period. Download each period as its own file. The reconciliation check proves one statement at a time, which is what makes a long catch-up provable.
  4. Download the PDF version. Do not annotate, merge or reprint the file before converting — the reader works best on the document exactly as issued.
  5. Run the conversion here. Add the PDF to the converter on this page and read the reconciliation verdict on the result before exporting.

These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.

Tip: keep the downloaded PDFs in a folder named by account and month. A tidy folder makes batch conversion and later review almost mechanical.

Questions and answers

How do I convert a OPay statement to OFX?

Save the statement as a PDF from OPay online banking, add it to the converter above, and take the an OFX-formatted export of the statement's transactions it produces. Extraction, column normalization and the reconciliation check all happen before the download is offered.

What date and number formats do OPay statements use?

Like most banks in Nigeria, OPay prints dates as the order printed on the statement itself and amounts with the grouping printed on the statement itself. Conversion normalizes dates to an unambiguous form in the output while leaving the figures themselves untouched.

What does the reconciliation check do?

Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.

What if two OPay statements cover overlapping days?

Convert them separately and import only one version of the overlap. Banks occasionally reissue a corrected statement for a period; the later issue supersedes the earlier, and importing both would double the shared days.

Can I convert a full year of OPay statements at once?

Yes. Download each month as its own PDF and upload them together — batch mode converts them in one run and, in Excel, adds a combined sheet. Each statement is still reconciled separately, because balances are per statement.

Does the converter work with OPay credit-card statements?

Yes. Credit-card statements use a Previous Balance / New Balance layout, which the converter reads as well; purchases are positive and payments are negative, and the same totals check applies.

What columns does the converted file have?

Date, Description, Amount, Debit, Credit and Balance — the same normalized columns for every bank, so a OPay file and a file from any other bank in Nigeria can be imported and reviewed the same way.

What happens if my OPay statement does not reconcile?

The conversion is flagged, and the rows whose running balance disagrees with the statement are marked with the expected and printed figures. Nothing is silently adjusted — you see exactly where the statement and the extraction part company.

Are my statement files kept?

No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.

Other formats for OPay statements

OPay statement to Excel

Convert the same OPay statement PDF to Excel instead.

OPay statement to CSV

Convert the same OPay statement PDF to CSV instead.

OPay statement to QuickBooks

Convert the same OPay statement PDF to QuickBooks instead.

Back to the OPay statement converter hub or the Nigeria bank directory. Other Nigeria banks: Access Bank statement to OFX · Guaranty Trust Bank statement to OFX · Zenith Bank statement to OFX · First Bank of Nigeria statement to OFX

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