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ING is a bank based in Amsterdam, Netherlands. Its account statements are issued as PDFs through online and mobile banking. Upload the statement PDF below and download a Xero-ready CSV (Date, Amount, Payee, Description) — extracted, normalized and reconciled first.
Privacy: uploaded files and generated exports are stored only briefly to complete your download and are automatically deleted within 15 minutes. Files are never used for any other purpose.
Converting for Xero means the ING transactions arrive in Xero's own statement format: one row per transaction, amounts signed the way Xero wants them, ready to upload against the matching bank account in the ledger.
The main use is bookkeepers standardizing client statements into one import shape. Statements from Netherlands banks print dates as day/month/year, often written day.month.year — 03.04.2026 means 3 April 2026 and amounts with points or spaces for thousands and a comma for decimals (1.234,56) — the converter's locale-aware reader handles that layout, and then the reconciliation check proves the result: the extracted transactions must add up to the balances printed on the statement itself, or the conversion is flagged.
Every ING conversion is audited by the document it came from. The extracted transactions are totalled against the printed opening and closing balances and checked row by row against the running balance column where one is printed. Agreement to the cent means the extraction matches the document. Disagreement means the conversion is flagged — the result says so plainly, with the differing rows marked.
A ING statement's layout decides how differences behave. In a chronological layout with a running balance, a single dropped row shifts every later balance, which makes it easy to spot. Second, glance at the statement's own subtotals before converting: section totals for deposits, withdrawals and fees are free checkpoints that tell you where a flagged difference is likely to live.
In Netherlands, bookkeepers commonly work in Exact Online and Moneybird; the Excel and CSV exports from this converter are the files those tools import, and the Xero export is laid out for direct import where the tool accepts it.
Download all twelve periods first and convert them as one batch, then work through the reconciliation results month by month in order. Fix flagged months before importing anything: it is far easier to resolve a difference against twelve tidy statements than inside a year of mixed postings.
Xero computes its own running totals from imported lines, so judge the import by transaction count and period totals against the statement — both are in the converter's result — rather than by expecting a balance column in the file.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Tip: where the portal shows a 'final' or 'corrected' version of a statement, convert that one — reissued statements supersede the original figures.
Save the statement as a PDF from ING online banking, add it to the converter above, and take the a Xero-ready CSV (Date, Amount, Payee, Description) it produces. Extraction, column normalization and the reconciliation check all happen before the download is offered.
Like most banks in Netherlands, ING prints dates as day/month/year, often written day.month.year — 03.04.2026 means 3 April 2026 and amounts with points or spaces for thousands and a comma for decimals (1.234,56). Conversion normalizes dates to an unambiguous form in the output while leaving the figures themselves untouched.
Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.
The statement PDF. It is the issued document and it carries the opening and closing balances the reconciliation check verifies against; a portal CSV has the transactions but nothing to prove them against.
No. The converter changes layout, not currency: figures stay in € exactly as ING printed them.
Yes — convert each account's statements separately so each one reconciles against its own balances, then combine the exports in your software if you need a single view.
Scan the statement as flat and straight as you can and upload the scan. OCR reads it, and the reconciliation check verifies the read against the printed balances; rows it cannot verify are flagged for a manual look.
That depends on the bank's portal — most keep at least a year of PDFs online, and older periods can usually be requested. However far back you go, download each period as its own PDF.
No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.
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Back to the ING statement converter hub or the Netherlands bank directory. Other Netherlands banks: Rabobank statement to Xero · ABN AMRO statement to Xero · De Volksbank statement to Xero · Triodos Bank statement to Xero
Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.