Home › Countries › Luxembourg › Banque et Caisse d'Épargne de l'État › Statement to CSV
Banque et Caisse d'Épargne de l'État is a bank based in Luxembourg, Luxembourg. Its account statements are issued as PDFs through online and mobile banking. Upload the statement PDF below and download a CSV file — extracted, normalized and reconciled first.
This export writes the Banque et Caisse d'Épargne de l'État transactions as comma-separated values, UTF-8 encoded so descriptions with accented characters survive, amounts in plain decimal form, ready for any system that takes a file upload.
The main use is importing into software and workflows that take a plain file. Statements from Luxembourg banks print dates as day/month/year, often written day.month.year — 03.04.2026 means 3 April 2026 and amounts with points or spaces for thousands and a comma for decimals (1.234,56) — the converter's locale-aware reader handles that layout, and then the reconciliation check proves the result: the extracted transactions must add up to the balances printed on the statement itself, or the conversion is flagged.
Every Banque et Caisse d'Épargne de l'État conversion is audited by the document it came from. The extracted transactions are totalled against the printed opening and closing balances and checked row by row against the running balance column where one is printed. Passing both checks is the only route to a reconciled result; there is no partial pass and no silent correction. What cannot be proven is labelled, never smoothed over.
A Banque et Caisse d'Épargne de l'État statement's layout decides how differences behave. In a chronological layout with a running balance, a single dropped row shifts every later balance, which makes it easy to spot. In a sectioned layout — deposits, then withdrawals, then fees — compare section totals first. Knowing which layout you hold tells you where to look before the marked rows even load.
In Luxembourg, bookkeepers commonly work in Sage; the Excel and CSV exports from this converter are the files those tools import, and the CSV export is laid out for direct import where the tool accepts it.
File three things together for every {bank} month: the statement PDF, the converted file, and the reconciliation outcome. Anyone reviewing the work later — a partner, an auditor, a tax adviser — can re-perform the month from that trio without asking you anything.
Open the CSV once in a spreadsheet before importing it anywhere, and check that dates and amounts landed in single columns. Plain-text files occasionally get re-interpreted by spreadsheet defaults — a thirty-second look now is cheaper than unpicking a misaligned import later.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Tip: a statement that covers a partial period (account opened or closed mid-month) still converts and reconciles; its balances simply anchor a shorter chain.
Save the statement as a PDF from Banque et Caisse d'Épargne de l'État online banking, add it to the converter above, and take the a CSV file it produces. Extraction, column normalization and the reconciliation check all happen before the download is offered.
Like most banks in Luxembourg, Banque et Caisse d'Épargne de l'État prints dates as day/month/year, often written day.month.year — 03.04.2026 means 3 April 2026 and amounts with points or spaces for thousands and a comma for decimals (1.234,56). Conversion normalizes dates to an unambiguous form in the output while leaving the figures themselves untouched.
Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.
Yes. Scans and photo-based PDFs are read with OCR and marked as OCR-extracted. The reconciliation check applies identically; on a poor scan it is the check that tells you whether the read can be trusted.
No. There is no sign-up: upload the PDF, check the reconciliation result, download the file. Uploaded files and exports are deleted automatically within 15 minutes.
The statement PDF. It is the issued document and it carries the opening and closing balances the reconciliation check verifies against; a portal CSV has the transactions but nothing to prove them against.
No. The converter changes layout, not currency: figures stay in € exactly as Banque et Caisse d'Épargne de l'État printed them.
Yes — convert each account's statements separately so each one reconciles against its own balances, then combine the exports in your software if you need a single view.
No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.
Convert the same Banque et Caisse d'Épargne de l'État statement PDF to Excel instead.
Convert the same Banque et Caisse d'Épargne de l'État statement PDF to OFX instead.
Back to the Banque et Caisse d'Épargne de l'État statement converter hub or the Luxembourg bank directory. Other Luxembourg banks: Banque Internationale à Luxembourg statement to CSV · BGL BNP Paribas statement to CSV · Advanzia Bank statement to CSV · Banque Raiffeisen statement to CSV
Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.