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Optima Bank statement converter

Based in Athens, Greece, Optima Bank provides statements to its customers as PDF documents in online banking. Convert Optima Bank statement PDFs to Excel, CSV or an accounting format — with a reconciliation check on every conversion.

Drag & drop statement PDFs hereor tap to choose files — multiple PDFs for batch mode

Privacy: uploaded files and generated exports are stored only briefly to complete your download and are automatically deleted within 15 minutes. Files are never used for any other purpose.

Convert a Optima Bank statement to…

Optima Bank statement to Excel

For reviewing, sorting and analysing the statement outside your accounting software.

Optima Bank statement to CSV

For moving figures between systems that do not share a native format.

Optima Bank statement to OFX

For any workflow that asks for a 'bank statement file' rather than a spreadsheet.

Statements from Greece banks print dates as day/month/year, often written day.month.year — 03.04.2026 means 3 April 2026 and amounts with points or spaces for thousands and a comma for decimals (1.234,56) — the converter's locale-aware reader handles that layout, and then the reconciliation check proves the result: the extracted transactions must add up to the balances printed on the statement itself, or the conversion is flagged.

Every Optima Bank conversion is audited by the document it came from. The extracted transactions are totalled against the printed opening and closing balances and checked row by row against the running balance column where one is printed. Passing both checks is the only route to a reconciled result; there is no partial pass and no silent correction. What cannot be proven is labelled, never smoothed over.

Read a Optima Bank statement as three zones. The header zone names the account and the period — check those first, because a wrong-period PDF converts beautifully and reconciles against the wrong month. The middle zone is the transaction list itself. In a sectioned layout — deposits, then withdrawals, then fees — compare section totals first. Knowing which layout you hold tells you where to look before the marked rows even load.

Month-end with Optima Bank statements

A workable rhythm: download the month's PDF the day the period closes, convert it, read the reconciliation verdict, then import. Months proven in order chain together — each closing balance becomes the next month's opening — so a difference is always owned by exactly one month.

Formats, in plain terms

Excel (.xlsx) keeps the statement readable and workable in a spreadsheet. CSV is the same data as bare text — maximally portable, minimally pretty. QuickBooks and Xero CSVs reorder the columns to each platform's import template. OFX is a tagged banking format for desktop tools. All five are generated from the same reconciled extraction, so choosing is about the destination, never about accuracy.

How to download a statement PDF from Optima Bank

  1. Sign in to Optima Bank online banking. Use the bank's website or mobile app and sign in with your usual credentials.
  2. Find where this bank files PDFs. Statements are per account and per period. Convert each account separately so balances never blur together.
  3. Work month by month. Pick the month (or months) you need. For catch-up bookkeeping, download each month as its own PDF.
  4. Save the PDF, do not screenshot it. Use the Download / Download PDF option. If only a print view is offered, print the statement to PDF from the browser.
  5. Upload the PDF here. Upload the PDF above and check the reconciliation result before you download the converted file.

These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.

Tip: a statement that covers a partial period (account opened or closed mid-month) still converts and reconciles; its balances simply anchor a shorter chain.

Questions and answers

How do I convert a Optima Bank statement to Excel?

Save the statement as a PDF from Optima Bank online banking, add it to the converter above, and take the an Excel (.xlsx) workbook it produces. Extraction, column normalization and the reconciliation check all happen before the download is offered.

What date and number formats do Optima Bank statements use?

Expect day/month/year, often written day.month.year — 03.04.2026 means 3 April 2026 dates and amounts with points or spaces for thousands and a comma for decimals (1.234,56) on a Optima Bank statement. The reader is locale-aware, so those conventions are handled rather than misread, and the output columns come out in the standard layout regardless.

What does the reconciliation check do?

Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.

How far back can I get Optima Bank statements?

That depends on the bank's portal — most keep at least a year of PDFs online, and older periods can usually be requested. However far back you go, download each period as its own PDF.

Is the converted file ready to import into my accounting software?

The QuickBooks and Xero exports are laid out in the column order those tools import. The plain CSV and Excel exports suit everything else, including spreadsheet review before import.

My Optima Bank statement has a running balance column. Is it used?

Yes — it is one of the strongest checks available. The converter walks the extracted amounts against the printed running balance row by row, so a single dropped or duplicated transaction is pinpointed instead of merely suspected.

What if two Optima Bank statements cover overlapping days?

Convert them separately and import only one version of the overlap. Banks occasionally reissue a corrected statement for a period; the later issue supersedes the earlier, and importing both would double the shared days.

Can I convert a full year of Optima Bank statements at once?

Yes. Download each month as its own PDF and upload them together — batch mode converts them in one run and, in Excel, adds a combined sheet. Each statement is still reconciled separately, because balances are per statement.

Are my statement files kept?

No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.

Bank statements in. Clean books out.

Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.

Convert a statement — free