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Vivid Money, based in Berlin, Germany, delivers account statements as PDFs through its online banking portal. Upload the statement PDF below and download a CSV file — extracted, normalized and reconciled first.
A CSV is the safest hand-off format there is, and this one carries the reconciled Vivid Money transactions in the same normalized columns used for every bank — so files from different banks and different months stack without reformatting.
The main use is importing into software and workflows that take a plain file. Statements from Germany banks print dates as day/month/year, often written day.month.year — 03.04.2026 means 3 April 2026 and amounts with points or spaces for thousands and a comma for decimals (1.234,56) — the converter's locale-aware reader handles that layout, and then the reconciliation check proves the result: the extracted transactions must add up to the balances printed on the statement itself, or the conversion is flagged.
Reconciliation is what separates conversion from copying. Once the Vivid Money transactions are extracted, the converter replays them: opening balance plus each row in turn must reproduce every printed running balance and land exactly on the closing figure. Passing both checks is the only route to a reconciled result; there is no partial pass and no silent correction. What cannot be proven is labelled, never smoothed over.
A Vivid Money statement's layout decides how differences behave. In a chronological layout with a running balance, a single dropped row shifts every later balance, which makes it easy to spot. A reconciliation difference is most often one of those large items — a duplicate, a drop, or a digit misread — and knowing the candidates in advance shortens the search considerably.
In Germany, bookkeepers commonly work in DATEV, lexoffice and sevDesk; the Excel and CSV exports from this converter are the files those tools import, and the CSV export is laid out for direct import where the tool accepts it.
Download all twelve periods first and convert them as one batch, then work through the reconciliation results month by month in order. Fix flagged months before importing anything: it is far easier to resolve a difference against twelve tidy statements than inside a year of mixed postings.
Open the CSV once in a spreadsheet before importing it anywhere, and check that dates and amounts landed in single columns. Plain-text files occasionally get re-interpreted by spreadsheet defaults — a thirty-second look now is cheaper than unpicking a misaligned import later.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Tip: where the portal shows a 'final' or 'corrected' version of a statement, convert that one — reissued statements supersede the original figures.
Save the statement as a PDF from Vivid Money online banking, add it to the converter above, and take the a CSV file it produces. Extraction, column normalization and the reconciliation check all happen before the download is offered.
Vivid Money statements generally print dates as day/month/year, often written day.month.year — 03.04.2026 means 3 April 2026 and amounts with points or spaces for thousands and a comma for decimals (1.234,56). The converter reads the figures as printed and normalizes the output columns the same way for every bank.
Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.
Yes. Download each month as its own PDF and upload them together — batch mode converts them in one run and, in Excel, adds a combined sheet. Each statement is still reconciled separately, because balances are per statement.
Yes. Credit-card statements use a Previous Balance / New Balance layout, which the converter reads as well; purchases are positive and payments are negative, and the same totals check applies.
Date, Description, Amount, Debit, Credit and Balance — the same normalized columns for every bank, so a Vivid Money file and a file from any other bank in Germany can be imported and reviewed the same way.
The conversion is flagged, and the rows whose running balance disagrees with the statement are marked with the expected and printed figures. Nothing is silently adjusted — you see exactly where the statement and the extraction part company.
Yes. Scans and photo-based PDFs are read with OCR and marked as OCR-extracted. The reconciliation check applies identically; on a poor scan it is the check that tells you whether the read can be trusted.
No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.
Convert the same Vivid Money statement PDF to Excel instead.
Convert the same Vivid Money statement PDF to OFX instead.
Back to the Vivid Money statement converter hub or the Germany bank directory. Other Germany banks: Deutsche Bank statement to CSV · Commerzbank statement to CSV · DZ Bank statement to CSV · ING Deutschland statement to CSV
Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.