BMO, based in Toronto, Canada, delivers account statements as PDFs through its online banking portal. Upload the statement PDF below and download a QuickBooks-ready CSV (Date, Description, Amount) — extracted, normalized and reconciled first.
Converting for QuickBooks turns the BMO statement into the CSV shape its importer reads best: transactions in order, amounts signed, nothing extra. Upload it, map the account, and the transactions are ready to categorize.
The main use is accounts with no connected feed, or a feed that missed a period. Statements from Canada banks print dates as a written month or day/month/year — "Apr 3, 2026" and 03/04/2026 both appear and amounts with a comma for thousands and a point for decimals (1,234.56) — the converter's locale-aware reader handles that layout, and then the reconciliation check proves the result: the extracted transactions must add up to the balances printed on the statement itself, or the conversion is flagged.
Trust in the output comes from the statement's own arithmetic. BMO prints balances that its transaction list must sum to; the converter repeats that sum independently on the extracted data. A dropped row, a duplicated row or a misread digit breaks the chain and is flagged at the row where it breaks, with the expected and printed balances shown side by side.
Two habits make BMO statements easier to work with. First, convert the issued PDF rather than a portal screen print — print views paginate differently and can drop the balance lines the check needs. Second, glance at the statement's own subtotals before converting: section totals for deposits, withdrawals and fees are free checkpoints that tell you where a flagged difference is likely to live.
In Canada, bookkeepers commonly work in QuickBooks, Wave, Xero and Sage; the Excel and CSV exports from this converter are the files those tools import, and the QuickBooks export is laid out for direct import where the tool accepts it.
A workable rhythm: download the month's PDF the day the period closes, convert it, read the reconciliation verdict, then import. Months proven in order chain together — each closing balance becomes the next month's opening — so a difference is always owned by exactly one month.
QuickBooks reads the signed Amount column directly: money in positive, money out negative, as printed. If your books use the split debit/credit view after import, that is QuickBooks' own presentation — the uploaded file's single column is what it expects.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Tip: where the portal shows a 'final' or 'corrected' version of a statement, convert that one — reissued statements supersede the original figures.
Get the PDF from BMO's statements area, upload it here, and download the converted a QuickBooks-ready CSV (Date, Description, Amount). The converter reads the transactions, standardizes the columns and verifies the totals against the statement before the file is ready.
Expect a written month or day/month/year — "Apr 3, 2026" and 03/04/2026 both appear dates and amounts with a comma for thousands and a point for decimals (1,234.56) on a BMO statement. The reader is locale-aware, so those conventions are handled rather than misread, and the output columns come out in the standard layout regardless.
Where the statement prints opening and closing (or running) balances, the converter adds up the extracted transactions and compares the result with the statement itself. If the numbers do not tie, the conversion is flagged and the mismatched rows are marked — a failed check is never shown as a success.
Yes. Scans and photo-based PDFs are read with OCR and marked as OCR-extracted. The reconciliation check applies identically; on a poor scan it is the check that tells you whether the read can be trusted.
No. There is no sign-up: upload the PDF, check the reconciliation result, download the file. Uploaded files and exports are deleted automatically within 15 minutes.
The statement PDF. It is the issued document and it carries the opening and closing balances the reconciliation check verifies against; a portal CSV has the transactions but nothing to prove them against.
No. The converter changes layout, not currency: figures stay in $ exactly as BMO printed them.
Yes — convert each account's statements separately so each one reconciles against its own balances, then combine the exports in your software if you need a single view.
No. Uploaded files and generated exports are stored only briefly to complete the download and are automatically deleted within 15 minutes.
Convert the same BMO statement PDF to Excel instead.
Convert the same BMO statement PDF to CSV instead.
Convert the same BMO statement PDF to OFX instead.
Back to the BMO statement converter hub or the Canada bank directory. Other Canada banks: Royal Bank of Canada statement to QuickBooks · TD Canada Trust statement to QuickBooks · Scotiabank statement to QuickBooks · CIBC statement to QuickBooks
Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.