The PDF is the document everything else is built from. This page walks through finding Lead Bank statements, downloading complete periods, and turning them into data that has been checked against the bank's own balances.
Privacy: uploaded files and generated exports are stored only briefly to complete your download and are automatically deleted within 15 minutes. Files are never used for any other purpose.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Statements are issued per account, and access follows the account's authorized signers. On a joint account either holder can usually download; on business accounts, users with view-only online access may or may not see the documents area depending on how the business enrolled. If the statements you need sit behind permissions you do not hold, the account owner downloading them directly is faster than any workaround — and the PDFs are all you need to hand over.
Community-bank statements keep to the classic set: monthly statements for checking and savings with printed opening and closing balances and a running balance on most layouts, statements for CDs when they reach an interest or term event, and card statements on the Previous / New Balance pattern where the bank issues its own cards. Each type converts separately, against its own balances. A Lead Bank deposit statement typically lists activity in date order with a running balance, opening at the prior period's closing balance. From its headquarters in Kansas City, Missouri, Lead Bank issues statements per account and per period through online banking.
A year of Lead Bank statements is twelve to thirteen files per account, and they will be reopened for months. Name them on a system the moment they land — account, then year-month of the closing date — and keep one folder per account inside one folder per year. The payoff comes at reconciliation time: a missing month shows up as a break in the file sequence before it shows up as a mystery in the numbers, and any single statement can be found in seconds when a flagged row needs checking against the original.
After signing in to Lead Bank online banking (website and app), open the account and look for Statements and Documents (or Documents / eStatements). The step-by-step section above walks the pattern; exact menu labels change over time.
Closed-account statements usually require a direct request to the bank, since online access often ends at closure. The PDFs or scans they provide convert the same way.
It adds the extracted transactions to the statement's opening balance and compares the result with the closing balance — and checks running balances row by row where printed. Downloads that do not tie are flagged, never passed silently.
Common causes: the account statemented quarterly in that period, the account was opened or closed mid-cycle, or the statement sits under a combined-statement view. Check the neighbouring months' balances — if they chain, the period is covered.
Many banks offer a transaction download in CSV or OFX alongside the PDF statements. That covers recent activity, but the PDF statement remains the document with balances — the thing reconciliation is checked against.
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Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.