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Statements first, spreadsheets second. What follows is how Fulton Bank files its statements, how to download the exact periods a job requires, and how those PDFs become verified data.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Most accounts statement monthly, closing on the same cycle date each month. Online statement archives typically reach back several years; when a cleanup needs months beyond the online archive, the route is a statement request to the bank — branches and phone support can usually produce older PDFs or paper copies for a closed period, and those paper copies convert through the scanned (OCR) route with the same reconciliation check.
Expect the standard regional-bank set: monthly statements for checking and savings with opening and closing balances and a running balance on most layouts, card statements on the Previous / New Balance pattern where the bank issues its own cards, and periodic statements for CDs and money market accounts. Each type converts separately, against its own balances. A Fulton Bank statement typically shows the balance after each transaction on deposit accounts, so the closing figure can be traced row by row through the month. Fulton Bank is headquartered in Lancaster, Pennsylvania, and its statements are issued centrally — the same document family serves every branch and channel.
If the account still receives paper statements, the fastest upgrade in any bookkeeping workflow is switching it to eStatements in Fulton Bank online banking (website and app) — every future month then exists as a first-generation PDF. For months already past, paper scans convert through OCR with the same balance check; scan flat, straight and at a steady resolution, and review flagged rows against the image. Avoid the middle option — printing an online statement to paper and scanning it back — which destroys the digital original for no benefit.
Usually the download was interrupted, or the file is a print-view export rather than the issued PDF. Re-download from the statements area; if the bank offers both a print and a PDF option, take the PDF.
Some relationships offer combined statements covering several accounts in one PDF. Download it once, then convert each account's section separately so every account keeps its own balance check.
Statements close on a cycle date set by the bank, which is often a few days before or after month end. Work in statement periods when you import — the closing date on the document is the period's end, whatever the calendar says — and let the balance chain, not the calendar, tell you whether a month is missing.
Usually, yes. The converter detects pages stored rotated and reads them in their displayed orientation; a genuinely sideways scan is reported honestly rather than guessed at. If a page is flagged, re-scanning that page flat and upright is the reliable fix.
Thirteen per account: the twelve months of the year plus the December statement before it, whose closing balance proves the year's opening figure. Add any account that was open for part of the year, including ones closed mid-year.
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Your first conversion is free — no card, no sign-up — and every result is reconciled against the statement itself before you download it.