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Everything starts with the PDF. Here is where Comerica Bank keeps its statements, how far back the archive reaches, and how to pull exactly the months you need.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
Statement archives are organized by closing date, newest first, and usually searchable or filterable by year. For a full-year catch-up, work the list methodically from the oldest month forward and save each PDF as you go — partial downloads are how gap months happen. If the archive offers a combined or annual document, prefer the individual monthly statements: each one carries its own opening and closing balances, which is what the reconciliation check needs.
Expect the standard regional-bank set: monthly statements for checking and savings with opening and closing balances and a running balance on most layouts, card statements on the Previous / New Balance pattern where the bank issues its own cards, and periodic statements for CDs and money market accounts. Each type converts separately, against its own balances. Comerica leans business: treasury and business accounts produce statements with heavier wire, ACH and fee detail than retail layouts.
If you are the client reading this because your bookkeeper or accountant asked for statements: download the full set in one sitting, every account and every month on their list, and send the PDFs exactly as the bank issued them. Do not photograph pages, do not merge months into one file, and do not edit anything out — a missing transaction is far more expensive than an embarrassing one, and your bookkeeper works under confidentiality either way. If a month is missing from the archive, say so; a known gap is a solvable problem.
Separate months. Each monthly statement carries its own opening and closing balances, which is what the verification works from — and month-by-month files import in order without surgery.
Yes — that is the normal flow. Download the PDFs and send them as issued; your bookkeeper converts and verifies them. Never send online banking passwords; statements are all a bookkeeper needs from the bank.
Common causes: the account statemented quarterly in that period, the account was opened or closed mid-cycle, or the statement sits under a combined-statement view. Check the neighbouring months' balances — if they chain, the period is covered.
Either reaches the statements, but the website's archive is often deeper and multi-month downloading is faster with a keyboard. Use the app for single recent months, the website for history.
Both. The PDF is the record; the converted Excel or CSV is the working file. Sending the pair means any figure can be traced back to the bank's own document in one step.
Comerica Bank statement converter hub · How to reconcile Comerica Bank statements · The Comerica Bank statement guide on the blog · Comerica Bank statement to QuickBooks · Comerica Bank statement to Excel
Your first conversion is free — no card, no sign-up — and every result is reconciled against the statement itself before you download it.