BECU is a member-owned credit union headquartered in Tukwila, Washington. Its statements are issued to members as PDFs through online and mobile banking. When a bookkeeper, lender or tax preparer asks for statements, this is the errand: get complete statement PDFs out of BECU, in order, with nothing missing. Here is how, plus what the archive will and will not give you.
These are the general steps most banks follow for statement downloads; exact menu labels vary by bank and change over time.
When statements are wanted for an application — a mortgage file, a tenancy, a visa — completeness beats speed: underwriters and case workers read the pages in order and notice gaps. Download the full statements for every month requested, including the pages carrying balances and account identification, and keep the original PDFs unedited; annotations belong on copies. The converted files are for your own working numbers, never a substitute for the bank's document.
Credit unions statement the membership, not just the account: a BECU statement typically combines share savings, checking and sometimes loan activity in one document, opening with a summary of each account. When you convert, treat each account's section as its own statement — each carries its own balances and its own check. Members whose only account is a share savings account may be statemented quarterly rather than monthly, which matters when you are chaining a year together. BECU member statements cover savings and checking together, as is standard for credit unions, with the accounts summarised on the first page.
A year of BECU statements is twelve to thirteen files per account, and they will be reopened for months. Name them on a system the moment they land — account, then year-month of the closing date — and keep one folder per account inside one folder per year. The payoff comes at reconciliation time: a missing month shows up as a break in the file sequence before it shows up as a mystery in the numbers, and any single statement can be found in seconds when a flagged row needs checking against the original.
After signing in to BECU online banking and the mobile app, open the account and look for eStatements (or Documents / eStatements). The step-by-step section above walks the pattern; exact menu labels change over time.
Either reaches the statements, but the website's archive is often deeper and multi-month downloading is faster with a keyboard. Use the app for single recent months, the website for history.
Both. The PDF is the record; the converted Excel or CSV is the working file. Sending the pair means any figure can be traced back to the bank's own document in one step.
Usually the download was interrupted, or the file is a print-view export rather than the issued PDF. Re-download from the statements area; if the bank offers both a print and a PDF option, take the PDF.
Thirteen per account: the twelve months of the year plus the December statement before it, whose closing balance proves the year's opening figure. Add any account that was open for part of the year, including ones closed mid-year.
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Your first conversion is free — no card, no sign-up — and every result is checked against the statement itself before you download it.